Our email newsletter is a one-stop resource for relevant news and content about Tracy Phelan, a real estate agent/realtor in St. Catharines, Niagara Region. 

As a company working on real estate, we were getting a lot of work done over the pandemic. Many wanted to move from the city to the suburbs with city rent skyrocketing, and for the most part, they worked from their homes and were barely going to the office. We worked on understanding the clients we were working with and making suggestions based on their requirements.

⭐️The Niagara Real Estate Market Report Month to Month, July 2022 vs June 2022 New listings in the Niagara Region were 1174 in July 2022 vs 1534 in June 2022, which is a decrease of 23.5% ⬇️  Residential home sales totaled 369 in July 2022 compared to 483 in June 2022, which is a Decrease of 23.6%. ️⬇️ The average HPI composite benchmark* price was $716,500 In July 2022, compared to $753,200 in June 2022, which is an decrease of 4.9 %.️ ️⬇️  ⭐️The Niagara Real Estate Market Report Year over Year - July 2022 vs July 2021 ⭐️ New listings in the Niagara Region…

If you are retiring, you need to think about lifestyle changes you're going to make since you're no longer tied to a job. For many people, downsizing to a smaller -- and typically cheaper -- home is one smart lifestyle change worth making. Here are four big benefits that could make a move worthwhile: 1. Cash in your equity to bulk up your nest egg For many people, their home is their most valuable asset. If you've paid off all or most of your mortgage and/or if your home has gone up in value since you bought it, you might have tens of thousands (or…

Here's a Checklist for Working With a Mortgage Broker/Agent https://bit.ly/3gwfl9s Do you have any real estate questions? I'm always happy to help. Visit https://www.tracyphelan.com today!    https://www.fsco.gov.on.ca/en/understanding-mortgages/Pages/checklist-broker.html?fbclid=IwAR32oLRYgt303EwSlGxovlv5DzHOrFiNjdRFIGZFCxxu4tn3P_MSgrjpTBc

'When it comes to saving for a home, Canadians have access to a number of investment strategies. ' Click on the link above for key information for first time home buyers.

The Niagara Real Estate Market Report month to month, May 2022 vs April 2022 New listings in the Niagara Region were 1480 in May 2022 vs 1382 in April 2022, which is a increase of 7.1% Residential home sales totaled 595 in May 2022 compared to 707 in April 2022, which is a Decrease of 15.8%. ️ The average HPI composite benchmark* price was $790,500 In May 2022, compared to $814,600 in April 2022, which is an decrease of 3.0%. ️ The Niagara Real Estate Market Report Year over Year- May 2022 vs May 2021 New listings in the Niagara Region were 1480 in May…

Deciding when to retire can be a big financial decision. Home buying and home sales are changing. It’s incredibly important to have a real estate agent who not only adapts with the changing times but evolves before it actually happens. Give me a call or send me a message. I can help you decide if downsizing before retirement might be the best decision for you and if the timing is right. www.tracyphelan.com  

Call, text, email or click the link to get up-to-date information on the value of your home!

Home buying can get a little weird, right? You're making the biggest financial decision of your life and sometimes, you have to make it within the 30-minute window of a showing or open house. That's why when I accompany my clients to showings, I encourage you to spend time getting to know the property and deciding if it checks enough of your boxes, while I focus on making sure we ask the following questions: 1) Why is the homeowner selling? 2) How long has the property been on the market? 3) Are there any other offers on the property? 4) When does the seller…

The Niagara Real Estate Market Report month to month, April 2022 vs March 2022 New listings in the Niagara Region were 1382 in April 2022 vs 1293 in March 2022, which is a increase of 6.9% Residential home sales totaled 707 in April 2022 compared to 830 in March 2022, which is a Decrease of 14.8%. ️ The average HPI composite benchmark* price was $814,600 In April 2022, compared to $825,300 in March 2022, which is an decrease of 1.3%. ️ The Niagara Real Estate Market Report Year over Year- April 2022 vs April 2021 New listings in the Niagara Region were 1382 in April…

It’s important we take a step back and understand what inflation is and how it can impact our daily lives.

You’re selling your home! It won’t be long before you’re selling the house keys for a sweet pile of money to fund your next great adventure. But real estate is one of the most expensive items you’ll ever sell. Messing it up will make you anxious, and it’ll drop a bomb on your other financial goals. These days homeowners make it seem unbelievable because they are making some prevalent home selling mistakes. By skipping home selling mistakes, a home seller improves the chances that their home selling experience is relatively stress-free and, most importantly, successful.  

️The Niagara Market Report March 2022 vs March 2021 Residential home sales in Niagara totaled 830 homes in March 2022 compared to1064 in March 2021, which is a decrease of 22% The average HPI composite benchmark* price was $825,300 in March 2022 compared to $624,700 in March 2021, which is an increase of 32.1% ️The Niagara Market Report month to month, March 2022 vs February 2022 Residential home sales totaled 830 in March 2022 compared to 630 in February 2022, which is a Increase of 31.7%. The average HPI composite benchmark* price was $825,300 In March 2022, compared to $798,100…

The Province has increased and expanded its Non-Resident Speculation Tax in an effort to cool the heated Ontario real estate market.

There is a lot that one can do when they are thinking about redoing their home or working on changes to their house. Real estate has been an interesting vertical to work in during the pandemic because many changes were taking place and everyone had to work on keeping up with those changes if they wanted to get through.

Buying your first home can feel daunting, especially with the recent dramatic rise in home prices. It’s one of, if not the biggest purchase, that you’ll ever make. Before you start calculating how much you need for a down payment or shopping around for mortgages, you’ll want to make sure you have a few bases covered. Staying on top of the basics can help you stay in control of your money and set you up to achieve long-term goals. As an expert in the field, Tracy Phelan, Broker RE/MAX Garden City Realty Inc, has written down a beginner’s guide to buying a house. This will help you break down the important factors you should consider when buying a house. 

The Bank of Canada's Rate Decision: To Hike or Not to Hike https://bit.ly/3u0UUZV Do you have any real estate questions? I'm always happy to help. Visit https://www.tracyphelan.com today! #REMAXGardenCityRealtyIncBrokerage #RealEstateAgent #Grimsby

Check out how the Niagara real estate market compares to one year ago! The Niagara Real Estate Market Report Year vs Year, January 2021 vs January 2022 Residential home sales totaled 504 in January 2021 compared to 454 in January 2022, which is a Decrease of 9.9%. The Number of new listings reported was 616 in January 2021 compared to 529 in January 2022 which is a decrease of inventory by 14.1% The average HPI composite benchmark* price was $561,200 In January 2021, compared to $748,800 in January 2022, which is an increase of 33.4%. Niagara housing market expected to remain…

Thank you all for your support in 2021! I would not be here without your ongoing trust in my services and your referrals from your friends and families for over 30 years.

Understanding marketing, negotiating, relationships and most importantly my clients has helped me climb to the top 5% realtors in Niagara. As we enter into 2022 I have made it my mission to help as many homebuyers, sellers and investors have the best experience while making one of the biggest and smartest decisions of their lives.